Contractors Insurance
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4.9/5 Feefo Service Rating
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Protect Your Contracting Business with All-in-One Contractors Insurance from DPI Insurance
Contractors face multiple risks every day — on-site accidents, theft of tools, liability claims, not to mention the burgeoning health and safety and risk assessment (RAMS) obligations. DPI Insurance offers Contractors Insurance, a tailored all-in-one policy that combines essential covers into a single, convenient package designed with contractors in mind.
We work with underwriters who understand the unique requirements of contractors, enabling us to recommend tailored policies designed specifically for the sector.
Our professional team of chartered insurance trained experts work closely with you to understand your risks and secure a policy that truly fits your business. Whether you’re a builder, plumber, electrician or specialist contractor working at height or at high-risk locations we’ll find comprehensive, competitive cover from a panel of A-rated insurers, specialist underwriting agencies and the Lloyd’s market to suit your needs.
Experienced contractors know that issues rarely arise when purchasing insurance, but when making a claim. DPI differentiates itself by conducting detailed fact-finds, delivering professional advice and arranging comprehensive policy wordings to suit all contractor’s needs. Our depth of knowledge ensures you are fully protected, not only at the point of purchase but, critically, when a claim occurs.
Consistently Delivering Excellent Service
Our customers are at the forefront of our business and we are committed to providing the highest level of service possible. For the last three years we have achieved the Feefo Gold Trusted Service Award, with a service rating of at least 4.9/5, meaning that this year we have gained Platinum status.
Why does my business need Contractors Insurance?
Whilst no business expects a loss to occur, sometimes through no fault of your own unexpected events such as a fire or flood can take place. Contractors Insurance allows companies to transfer the risk of such events to an insurer in exchange for a competitive premium. This provides peace of mind, financial security and should you have staff, satisfies the legal obligation of employer’s liability.
Here at DPI we understand that no two businesses are alike. Our specialist team will take the time to fully understand your business and provide a competitive, tailored solution specific to your Contractors insurance needs.
How can I get a quote for Contractors Insurance?
Click on the button above and fill in your details. A dedicated advisor will then make contact to complete a detailed fact find to understand your business, assess your risks and pinpoint those you wish to protect. This information will then be submitted to the appropriate markets from a large panel of A rated insurers, specialist underwriting agencies and the Lloyds market.
Once we have sourced the most suitable and competitive Contractors Insurance for your needs, you will be provided with a written quote and guided through the quote terms, so that you have complete understanding and peace of mind.
What are the required types of insurance for Contractors?
The options of cover for Contractors are extensive. However, there are core types of insurance that fulfil the basic needs of most businesses that are included within a package:
Public Liability Insurance
An important cover to protect against compensation claims where a member of the public is injured, or their property damaged due to your business activities.
Employers Liability Insurance
This cover will provide protection for your business against compensation claims when an employee sustains an injury or becomes ill whilst working for your company.
Products Liability Insurance
Provides protection against potential compensation claims for personal injury or property damage due to a product designed, manufactured or supplied by your company.
Material Damage Insurance
This important cover provides protection in the event of loss or damage to physical assets including buildings, contents, computers, plant and machinery and stock.
Business Interruption Insurance
If an insured peril impacts your trade, such as a fire or flood, this provides financial support for loss of business. It is designed to put you back in the same position prior to the loss.
Buildings Insurance
This insurance offers protection to reinstate your building in the event of perils such as storm or fire. This includes the costs of debris removal, professional fees, materials and labour.
What if I need to claim on my Contractors Insurance Policy?
DPI has a dedicated and experienced claims department who are here to provide you with step by step guidance, alleviating any stress or complexity when making a claim. We are committed to ensuring that you receive the best outcome for your business.
It is essential that claims are notified as soon as possible – Find out why on our Claims Guidance page.
In order to make a claim on your Contractors Insurance Policy:
- Call 0161 763 5277 and select option 3 for claims or email claims@dpi-insurance.co.uk
- Our claims team will then take the time to fully understand your loss
- The severity of the loss will be established and the claim presented to insurers
- You will be advised of the information required to make a claim
- We will liaise with you and insurers in order to facilitate an efficient and prompt route to a satisfactory claim settlement.
How much does Insurance for Contractors cost?
The cost of Contractors Insurance varies depending on many factors. For instance, the type of business, the sums insured, the risk factors associated with the nature of work and the claims history. DPI will work with you to understand your individual business needs and budget to arrange a competitively priced package.
START YOUR QUOTE
To enable our specialist team to provide you with a quote, click the button above and fill in your details
Why Choose DPI Insurance?
