What is Public Liability Insurance?
It’s often a surprise to business owners just how many incidents could result in a claim, and it doesn’t even have to happen on your property. Putting public liability insurance in place takes away a whole host of unknowns, so you can get on with running your business. Product liability insurance works as part of your public liability cover to give you an extra layer of protection.
If a customer or member of the public makes a claim against your business, public liability insurance covers the legal fees and compensation payments you’d need to pay. Even if you’re not at fault, we’ll cover all your costs – we can’t take away the headache of a claim, but we can make sure it doesn’t come out of your pocket.
Do I need Public Liability Insurance?
While public liability insurance isn’t a legal requirement, you may need it to be able to deal with your client contracts, and some companies are obliged by their supervisory or membership body to take out certain levels of business insurance. Many small businesses take out public liability, but if you’re not sure if you need it, either as a legal requirement, contractually or as best practice, click here to find out more. Or, give us a call and chat to one of our friendly and experienced advisors who’ll keep you right.
