Hired in Plant Insurance

Protect Your Business and Equipment with Tailored Hired In Plant Insurance from DPI Insurance

Construction, civil engineering and contracting projects often require expensive plant and equipment. When hiring plant equipment, you may be exposed to financial loss if it is damaged, stolen or involved in an accident. Hired In Plant Insurance provides protection for businesses that hire plant and machinery, ensuring financial security while working on-site. At DPI Insurance, we help the construction industry protect what matters most with specialist insurance designed with the sector in mind.

We work with underwriters who understand the unique requirements of Hired in Plant, enabling us to recommend tailored policies designed specifically for the industry.

Our professional team of chartered insurance trained experts work closely with you to understand your risks and secure a policy that truly fits your business. Whether you hire diggers, telehandlers, generators or scissor lifts we’ll find comprehensive, competitive cover from a panel of A-rated insurers, specialist underwriting agencies and the Lloyd’s market to suit your needs.

Experienced businesses who hire in plant know that issues rarely arise when purchasing insurance, but when making a claim. DPI differentiates itself by conducting detailed fact-finds, delivering professional advice and arranging comprehensive policy wordings to suit all hirers needs. Our depth of knowledge ensures you are fully protected, not only at the point of purchase but, critically, when a claim occurs.

What is Hired In Plant Insurance?

Hired In Plant Insurance is a specialist policy covering loss or damage to plant and machinery that is hired or rented by your business. This includes equipment such as diggers, cranes, scaffolding and other construction machinery.

Typical coverage includes:

This insurance ensures that your business is financially protected and can continue operating smoothly even if hired equipment is damaged or lost.

Key Benefits of Hired In Plant Insurance

• Financial Protection: Covers the cost of repairing or replacing hired plant and machinery if damaged or lost.
• Operational Continuity: Reduces downtime by ensuring hired equipment can be replaced or repaired quickly.
• Legal Protection: Covers liabilities arising from the operation of hired-in plant.
• Customisable Cover: Tailored to the types of plant you hire, project locations and duration of hire.
• Peace of Mind: Protects your business from unexpected financial losses on construction or contracting projects.

Why Your Business Needs Hired in Plant Insurance

Even the most carefully managed business can face unexpected losses. Theft, fire or accidental damage could cause serious financial disruption. Hired in Plant insurance transfers those risks to an insurer — providing financial protection and peace of mind.

With DPI Insurance, you’ll benefit from:

• Tailored cover designed around your operations and risk profile
• Exclusive access to competitive hired in plant insurance rates
• Expert guidance from brokers who understand hired in plant insurance
• Dedicated claims support when you need it most

Hired in Plant Insurance isn’t just a safety net — it’s an essential part of keeping your business running smoothly, protecting assets and safeguarding your reputation.

What Does Hired in Plant Insurance Cover?

Every business that hires in plant is different. That’s why our brokers take time to understand your business — from the value and type of plant hired to where the plant is kept and the security in place to protect it. We then recommend the appropriate covers to protect your hired in plant needs.

A comprehensive Hired in Plant Insurance policy may include:

• Accidental damage to hired equipment
• Theft or attempted theft of plant and machinery
• Fire, flood and storm damage to plant and machinery
• Loss of use cover if hired equipment becomes unusable due to damage

How Much Does Hired in Plant Insurance Cost?

The cost of your insurance will depend on several factors, including:

• The destinations travelled to and the risk profile of each country.
• The number and frequency of business trip
• The indemnity limits, extensions, and scope of cover required
• Your claims history and existing risk management measures.

At DPI Insurance, we use our strong relationships with major insurers to negotiate competitive premiums and preferential cover terms on your behalf. You’ll receive a policy that balances comprehensive protection with great value.