Products Liability Insurance

Products Liability Insurance

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Welcome to our comprehensive guide to products liability cover – a crucial shield for businesses engaged in manufacturing, distributing, or selling products. In today’s marketplace, the safety of the products you offer is paramount, and products liability insurance ensures that you’re protected from legal and financial risks arising from product-related incidents.

What is Products Liability Cover?

Products liability cover is a specialized insurance designed to provide financial protection to businesses in case they are held legally liable for injuries, damages, or losses resulting from the use of their products. This insurance helps cover the costs of legal defence, compensation claims, and related expenses that may arise from product-related incidents.

Key Benefits of Products Liability

Legal Protection: In the event that a product you manufacture, distribute, or sell causes harm or damage, products liability insurance covers the legal costs associated with defending your business against claims.

Compensation Claims: If someone files a compensation claim due to injuries or losses caused by your product, this insurance can help cover the compensation amount awarded by the court.

Medical Expenses: If a user of your product sustains injuries, products liability insurance can assist in covering medical expenses, treatments, and rehabilitation costs.

Property Damage: Should your product cause damage to someone’s property, this insurance can help cover the costs of repair or replacement.

Business Reputation: Having products liability cover demonstrates your commitment to product safety, which can help maintain your business’s reputation and customer trust.

Who needs Products Liability Cover?

Any business involved in the production, distribution, or sale of products should consider products liability insurance. This includes:

  • Manufacturers
  • Distributors
  • Retailers
  • Wholesalers
  • Importers and Exporters

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Our customers are at the forefront of our business and we are committed to providing the highest level of service possible. For the last three years we have achieved the Feefo Gold Trusted Service Award, with a service rating of at least 4.9/5, meaning that this year we have gained Platinum status.

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